How do I apply online?
Just look for any of the START HERE boxes and enter your postcode along with a few other details.

How much will you pay for my house?
During our research we will establish the true market value of your property. This is not what an estate agent encourages you to put the property on the market at, that is considered the marketing value. Once the true market value is established we are able to offer 85% to 90% of that value. There are a number of variables that affect the price, actual sale prices nearby, quantity for sale, condition of property, condition of market, local environment, our 5% profit, financing costs, purchase and sale costs etc.

How long does the process take?
This is more a question for you. Sometimes we have completed a quick house sale in 7 days and other times the normal process of 6 to 7 weeks. We try and match the expectations of the customer with the realism of surveyors and solicitors etc. If the situation is serious such as in the case of repossession then we can communicate with your lenders and the court etc on your behalf.

How much will it cost me?
Absolutely nothing. The whole transaction will be cost free for you. No legal fees. No surveyor fees.

How does sell and rent back work?
The process is split into two. The first part is the sale and is well documented within this site. On the day of completion you will receive your money from your legal advisers and you will sign an Assured Short hold Tenancy agreement with us. This then makes you a tenant and will outline issues such as rent, insurance, dates etc. It is as simple as that.

Can I buy the property back?
All our sale and rent back customers have first refusal on purchasing their old property back. At that time we will establish average market value from 3 sources and apply a small discount to that price. The choice is then yours.

How long can I rent the property?
The choice is yours. We will do everything that we can to keep you in the home that you love. For your peace of mind we can say that our business model is built upon long term rental by the previous owner and not short term gain.

What else should I consider before selling and renting back?
You should consider the people buying your home. Remember that you need to trust these people and that they are not asking you to leave after 6 months or so. Most of our business has come our way because of the ethical way that we conduct these transactions. People trust us and we have many happy clients who are still renting 5 years on. If you do not trust the person then do not sell. Another issue to consider is the rent. The rent is set at market value, no more and no less. In many cases it is lower than your mortgage payments coupled with the arrears.

Are there any fees upfront?
None at all. The only occasion that fees will be payable will be if you accept an offer and we instruct surveyors and lawyers. After that you change your mind and do not want to proceed with us. In this case you will be liable for our surveyor and legal fees. This has never happened yet so we do not foresee that as a problem.

Will anybody know that we had difficulties?
Not at all. The sale and rent back is conducted with total discretion. Nobody will
even know that the property has changed ownership. No neighbours, family or nosey passers by.