In an ideal world people sell their homes through estate agents for a great price in the shortest amount of time. However, this is not an ideal world and estate agent asking prices are nearly always 10% higher than the true market value and can generally take 4 to 9 months to complete. Along the way there are the carpet treaders who waste your time and there are 30% of agreements in principle that fail to complete.
For these reasons there are many people sell their house privately and are now using our services to complete on their property without any hassle and without any estate agents, legal or surveyor’s fees. If you add this to potential buyers who knock your price down along with the extra mortgage payments whilst you are waiting for completion then we are now in the same price range.
There are many different people from different walks of life who are using our services with all different motivations to complete a quick deal.
Repossessions: The
threat of losing your home and all the avialble equity
is distressing. The worry about being evicted onto
the street with your children is stressful. We are
able to intervene, stop
repossession and often halt the proceedings and
produce one of our specific solutions to your problem.
Financial Difficulties: Often there are other financial pressures that our service can remove. Many of us have second charges on our homes, unsecured loans, overdrafts, credit card bills, hire purchase, leasing and other forms of borrowings. By selling your home to us quickly and either moving on or remaining in your home allows these pressure debts to be removed very quickly and high interest charges to be avoided.
Releasing Cash: Perhaps
you are in a position of equity rich and cash poor?
You may not be in a position to remortgage to a high
gearing value or perhaps you do not simply want the
stress of higher mortgages. Sell to us and release
cash for whatever purpose you require. After all it
is your money and your choice. You may have a business
opportunity or want to invest in other properties,
the possibilities are endless. Remember you can still
stay in your home after equity
release.
Broken Chain: Have you ever been in a position where you have sold your property and found your ideal home. The exchange of contracts date approaches and you have all the removal men etc in place. The phone rings and the chain has broken. It may not even be your purchaser it may be 6 properties down the chain. Trust me you feel totally helpless and an expensive lesson has been learnt. Why not sell to us and break your reliance on a chain. The service is practically guaranteed.
Want to become a Tenant: During these stressful times many clients are fed up of the pressure of owning property. They want their money and the simple life of becoming a tenant. No more dealing with surveyors, solicitors, mortgage lenders, estate agents etc: Just a professional landlord who has the best interests of the tenant and the property in mind.
Sickness: You have become sick and do not want the stress of the mortgage company breathing down your neck. Contact us and we can put your mind at rest.
Relocation: You have suddenly found out that your job has taken you to another part of the country and you cannot get another house until this one has been sold. Complete the form and get the process going and all will fall into place. No bridging loans, no second property and no 6 months waiting paying mortgage payments and rent somewhere else.
Matrimonial: This is a very stressful area of our business where two people have come together and shared their life. When the relationship breaks down money becomes important. From client experience one party will leave and one party will stay. One pays the mortgage and the other wants the most amount of money that they can find. The best solution is to sell the property as quickly as possible with the least fuss. We can then rent it back to one of the involved parties.
Bereavement: A troubled time when one loses someone special and the last thing that needs to be on someone’s mind is being stuck with a property or debt. Call us and we can handle your case with sensitivity and consideration.
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